PHIL-Plus and Mini-PHIL Loan Home Improvement Loans

Avoid predatory lending with this bank loan program designed for Philadelphia homeowners with less-than-perfect credit. The PHIL-Plus and Mini-PHIL Loans can be used for home repairs and paying off debts, including past due utility bills. CED partners with three banks and 30 nonprofit housing counseling agencies to provide the loans. To go through the program applicants undergo a free one-time counseling session and then are referred to the bank of their choice. For more information go to: http://www.ForMyPhillyHome.org.

Home Improvement Workshops

UAC works with community organizations to provide home improvement workshops where topics such as avoiding scams, weatherization and choosing a contractor are covered. Contact Chanel Alexander at 215-851-1847 or calexander@uac.org if you would like more information about the community workshops or referral to a neighborhood housing counseling agency.