Home Improvement

Looking For Money To Repair Your Home?

The Urban Affairs Coalition works with the City of Philadelphia and community lenders to offer flexible loans for eligible borrowers to repair their homes, make necessary improvements, and even consolidate debt. 


What Is Mini-PHIL-Plus?

The Mini-PHIL-Plus Home Improvement Repayment Program are two separate low-interest loan products (Mini-PHIL and PHIL-Plus) managed by CED to help Philadelphia homeowners improve, modify, or repair their homes. Currently, only the Mini-PHIL Program is accepting applications for loans from $1,000 - $15,000. Additionally, up to half of the loan can be used to pay off existing debt.

The Urban Affairs Coalition’s Community and Economic Development (CED) department believes every homeowner should be able to live safely and comfortably in their home, while also promoting healthy neighborhoods throughout Philadelphia.

 CED partners with Citizens Bank to distribute the loan, and works closely with over 20 nonprofit housing counseling agencies throughout the city to provide free assistance with the application referral.

Click here to learn about qualifications and how to apply.

Where Can I Learn More About Home Improvement?

UAC works with community organizations to provide home improvement workshops on a variety of topics such as avoiding scams, weatherization and choosing a contractor.

If you are interested in receiving a free workshop, please call 215-851-1847 today to schedule a date that works best for your group or organization.

If you are a Licensed Contractor who would like to share your services as a Mini-PHIL-Plus Partner, please fill out this form or call the Mini-PHIL-Plus Program Administrator at 215-851-1847.

Also check out our list of home improvement and contractor resources.

What If I Still Have Questions About The Mini-PHIL-Plus Program?

Click here for a complete list of frequently asked questions.

Call the Urban Affairs Coalition’s Mini-PHIL-Plus Program Administrator at 215-851-1847.


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