Home Repair Resources

Where Can I Find Resources For Home Repair and Predatory Lending?

No matter the size of the project, we know that beginning any type of home improvement can feel overwhelming.  The resources below are meant to give you the knowledge you need to ensure your project is completed to your satisfaction.

Education and Legal Resources

Attorney General’s Office

This Attorney General’s Office is committed to protecting Pennsylvanians against any type of consumer fraud.  Helpful information on this site includes how to pick a contractor, what should be included in a home repairs contract, and verification on whether a potential contractor is registered to do work in the state of Pennsylvania.

While registering with the Attorney General’s Office does not ensure the honesty of the contractor or the quality of their work, it is an important that they are registered to do work in this state.  Never hire a contractor who is not registered with the Attorney General’s Office.

File a scamming complaint to the Attorney General’s Office.

Better Business Bureau

The Better Business Bureau helps consumers identify which companies are trustworthy, an especially important task when an asset such as your home is at stake.  Search for any business you are considering working with in the search bar and ensure that they are registered with this agency.

File a scamming complaint with the Better Business Bureau.

National Center for the Prevention of Home Improvement Fraud

This organization is committed to educating home owners about ways to protect themselves against fraudulent or dishonest contractors.  Read up on their suggestions for how to pick a contractor, assess the work being done on your property, and more!

Value Home Inspection Agency

This company is our partner for the PHIL Plus loan program and can assist you with any home inspection needs you may have.  Getting a home inspection is an especially important step in the home purchasing process, but is also key if you know a renovation is necessary and are unsure of where to begin.

Steps to Take if You Have Been Scammed

Don’t be embarrassed if you have been a victim of a scam.  It is estimated that over four million people are scammed each year in the United States. The most important thing is to report the incident to protect yourself and others. 

File a scamming complaint with the Consumer Financial Protection Bureau.

More resources about avoiding predatory lending and mortgage scams can be found here

Resources for Finding a Contractor

Use Philadelphia L&I to find local licensed contractors: “Find Licensed Professionals” (over 3,300 listed!)

Also check out L&I Services and L&I Codes to watch out for when conducting home improvement.

Use Yelp.com to find contractors (with reviews and price adjustments)

Use Angieslist.com (it’s now free to join!)

Use PA Attorney General site to look up your contractor.

Download Writing a Contractor's Contract guide from Senior Law Center.